Venture General Liability
Venture Underwriters provides wholesale brokers fast service, innovative solutions, ethical interactions, and knowledgeable underwriters for the needs of their clients. Venture Underwriters concentrates on unique and difficult-to-place Primary General Liability Insurance. Venture Underwriter’s primary focus is Construction Risks, including, but not limited to, foundation contractors, framing contractors, window installation contractors, plumbers, HVAC, roofing, and drywall contractors.
Writing Companies:
United Specialty Insurance Company (AM Best Rating A IX )
Minimum Premium:
$25,000 GL (practice) – Limits 1/2/2
$75,000 Project Specific – Limits 1/2/2
Max limits available 2/4/4
Policy Term:
12 months for practice policies
Up to 36 months for Project Specifics
BOR Procedures:
No mid-term BORL’s accepted; 5 business days to obtain
rescinding letter
Territory: Available in all states **
Clearing Procedures:
Send direct to the GL underwriter or clearance address
- Atlanta -
- Walnut Creek -
* Please make sure when sending submission to clearance underwriter that underwriters are carbon copied. (see contact info section).
** We will not consider New York construction accounts or accounts domiciled in the state of NY. We do not accept any New York construction operations domiciled in NY.
Risk Appetite
- Contractors:
- Blasting
- Commercial GC’s & Trades
- Concrete
- Demolition
- Drywall
- Electrical
- Excavation/Grading
- Fire Suppression/Fire Sprinkler: MP - $100,000
- Fire Place Installation – MP $100,000
- Flooring
- Foundation Repair: MP - $40,000
- Framing: MP - $40,000
- Homebuilders (custom & tract)
- HVAC
- Insulation
- Masonry
- Metal Erection – MP - $40,000 CA
- Mechanical
- Millwright
- Painting
- Pile Driving
- Plumbing: MP - $40,000
- Project Specific
- Construction (covering GC/Developer/ Owners Interests Only or all)
- Residential GC’s or Trades
- Restoration
- Roofing: MP - $40,000
- Sewer
- Shoring/Underpinning
- Siding
- Solar Energy
- Street & Road
- Stucco / Plastering – Florida Not a Market – MP $100,000 CA, AZ,CO, NV
- Swimming Pool
- Window/Door
- Waterproofing: MP - $100,000
- Manufacturers - most classes:
- Building Materials
- Conveyor Systems
- Equipment Forklifts
- High Pressure Concrete Blaster
- Machine Shops
- Metal Fabrication
- Medical Products (Non-Invasive)
- RVs (no chassis)
- Manufacturers- continued:
- Steel Processing
- Tanks
- Tool Refurbishing
- Valves
- Wire Rope
- Other:
- Amusement/Water Parks (MP is $100k) Limited Appetite
- Cold Storage Facility
- Distributors
- Equipment Rental
- Janitorial Services – No Cleanroom and Data Center Service
- Landscaping
- Non-Profits
- Restaurants
- -Liquor Liability available in State Category 4 or better (AR,CA, CO, CT, FL, GA, ID, IL, KY, LA, MA, ME, MS, MO, NJ, OH, OR, OK, SC, TN and WI) - (MP $75,000)
- Security Guards - MP $100,000
- Surface Mining
- Window Washing
