Texas General Contractor "On the Job Injury" Coverage
Program Highlights:
Aids in mitigating exposure for third-party action over bodily injury claims against General Contractor brought by Subcontractor.
General Liability Coverage Features:
General Contractor Liability for losses due to bodily injury damages to a listed subcontractor occurring on General Contractor’s declared workplace premises
Aids in filling coverage gaps should an Absolute Employers Liability Exclusion be attached to the General Contractor’s general liability policy
Coverage for aircraft under a total of fifty pounds (50lbs) in weight including all attachments (e.g., cameras or other equipment)
Coverage Benifits
Damages for care and loss of services
Damages include amounts for actual and punitive damages
Loss Adjustment Expenses included
Duty to defend included
Occupational Accident Coverage Option:
General Contractor is policyholder
Premium based on job cost, not payroll
Covers each listed uninsured subcontractor while working on General Contractor’s covered jobsite
Occupational Accident Benefits provided for subcontractor bodily injury on no-fault basis
Occupational Accidental Death
- Lump sum payment
- Dismemberment included</p>
Occupational Disability – 52 weeks benefit period
- 75% of salary to designated maximum
Occupational Medical – 52 weeks benefit period
- 100% of the usual and customary charges